AI Mortgage Sourcing Assistant
Describe your client's situation in plain English — income, employment, credit history, borrowing needs — and instantly see which lenders will accept them with current rates at the right LTV band. Powered by RAG across 20 UK lender criteria databases.
Demo — not financial advice
This is a technology demonstration using publicly sourced lending criteria and rates from October 2026. Criteria and rates change frequently — always verify directly with lenders before submitting applications. This tool covers 20 of 90+ active UK mortgage lenders. Do not rely on this for actual mortgage advice.
I have lending criteria from 20 UK mortgage lenders indexed — from high-street banks to specialist lenders. Describe your client's situation and I'll instantly find which lenders will accept them, with current rates at the right LTV band.
Try including: income, loan amount, employment type, credit history, and age.
20 Lenders Indexed
High-street banks, building societies, challengers, and specialist lenders — criteria parsed and structured for instant matching.
LTV-Banded Rates
Rates shown at the correct LTV band for your client — not just headline rates. 60%, 75%, 85%, 90%, 95% tiers where available.
Adverse Credit Matching
CCJs, defaults, bankruptcy, IVAs — the engine knows which specialist lenders accept what, how old it must be, and whether it needs to be satisfied.
Want this for your brokerage?
This demo covers 20 lenders with public rates. Your version would be tailored to your lender panel — including exclusive rates, proc fees, and club deals your brokerage has negotiated. Every recommendation reflects the rates your clients actually get, not just what's on the high street.
20 Mins That Could Save You ThousandsHow It Works
Natural Language Parsing
Your query is parsed to extract income, employment type, credit history, LTV, age, and borrowing needs — no forms to fill in.
Criteria Knowledge Base
20 lenders' full lending criteria — LTV limits, income multiples, self-employed rules, adverse credit policies — structured and indexed for instant matching.
LTV-Banded Rate Lookup
Rates matched to the client's actual LTV band — not just headline 60% LTV rates. Shows product fees alongside.
Ranked Results
Eligible lenders ranked by rate at the client's LTV, with max borrowing, CCJ policies, and exclusion reasons shown.
Lenders Indexed
Production Integrations
Knowledge Bank / Criteria Hub
Auto-sync lending criteria updates
Mortgage Brain / Trigold
Live sourcing and rate feeds
Iress XPLAN / Salesforce
Client data and compliance audit trail
Provider Portals
Direct DIP submission from recommendations